Life Insurance Plans
The City provides several life insurance policies for employees,
including accidental death and dismemberment coverage, basic life insurance,
and commuter life insurance. These programs are fully funded by the City of
Mesa. Supplemental life insurance is also offered at a cost to
the employee.
Basic Life Insurance
Basic Life Insurance is provided through CIGNA to
full-time employees at no cost. The benefit is equal to the
employee's annual
salary rounded up to the nearest $1,000. At hire, employees are asked to designate a beneficiary. It is highly recommend that employees
review their beneficiaries every few years, but especially when they've experienced
a major life event, such as marriage, divorce, birth or death of a family
member.
To view or change beneficiary designations,
go to www.mesaaz.gov/benefits,
login as a member, select 'beneficiary information' from the
navigation tree on the left and make changes as needed. If a
member carries supplemental life on a spouse, the beneficiary of
that policy defaults to the member, unless appropriate paperwork
is filed with the Benefits Office to make an alternate
designation.
Links to beneficiary change forms for
Basic, AD&D Life
Insurance, and/or Supplemental Life
and
Commuter Insurance,
should you wish to make a different beneficiary designation than the one
chosen for basic life.
Accidental Death and Dismemberment
Like the Basic Life Insurance policy, this coverage is provided through
CIGNA to full-time employees at no cost. The
benefit is an employee's annual salary rounded up to the nearest
$1,000. The beneficiary for this policy is the same individual
designated for your Basic Life Insurance.
Commuter Life Insurance
Provided through Hartford, this policy provides a $200,000 death benefit
to your beneficiary in the event you are killed as a result of an accident
that occurs while you are commuting to or from work using your normal
route. This policy does not cover travel by aircraft. The beneficiary for
this policy is the same individual designated for your Basic Life
Insurance.
Supplemental Life Insurance
Supplemental (or Voluntary) Life Insurance through CIGNA offers you the opportunity to
enroll in additional life insurance coverage for you, your spouse, and/or
your dependent children. Coverage for you and your spouse is available in
$10,000 increments up to a total of $300,000 each. Premiums
for this coverage are your responsibility and will be deducted by payroll.
The City does not contribute to this coverage.
To add or increase coverage, you will need to complete an application
form during open enrollment, or if due to a life change mid-year
applications may be completed. The form is available at
www.mesaaz.gov/benefits (click on "Forms"). If you are not making
changes, you do not need to re-enroll.
If you have not previously enrolled in Supplemental Life Insurance, or if
you want to increase coverage for you or your spouse, please be advised that
your application will be subject to underwriting and approval by the carrier
administering this plan.
This coverage may be portable should you terminate your employment with
or retire from the City of Mesa. However, the coverage must be in force at
the time your employment ends. If you do not meet the eligibility
requirements to portate, you may convert your policy instead. Please refer
to the Life Insurance Certificate of Coverage.
The premiums shown below are per $1,000 of coverage:
Employee & Spouse Monthly Premiums (per $1,000 of coverage)
| Age Band |
Employee &
Spouse |
Age Band |
Employee &
Spouse |
| Under 20 |
$0.06 |
50-54 |
$0.48 |
| 20-24 |
$0.06 |
55-59 |
$0.79 |
| 25-29 |
$0.06 |
60-64 |
$1.11 |
| 30-34 |
$0.07 |
65-69 |
$1.93 |
| 35-39 |
$0.09 |
70-74 |
$2.99 |
| 40-44 |
$0.17 |
75-79 |
$4.28 |
| 45-49 |
$0.35 |
80+ |
$8.27 |
Dependent Children Monthly Premiums
| Child Benefit |
Total Monthly
Cost |
Premium is based upon the amount of coverage elected
regardless of the number of dependent children covered. Dependent
children are covered from six months to 19 years, and from 19 thru
23 years if a full-time student at an accredited school or on a
religious excursion. Notify
Benefits when your dependent reaches age 23 or is no longer a
student, otherwise premiums will continue to be deducted, and no
refunds are made.
Birth to 6 months - coverage is $500. |
| $2,500 |
$0.40 per thousand |
| $5,000 |
$0.80 per thousand |
| $7,500 |
$1.20 per thousand |
| $10,000 |
$1.60 per thousand |
For More Information
For detailed information about these programs, please
contact the
Employee Benefits at (480) 644-2299.
Employee Benefits
20 E
Main Street, Ste 600
Mesa, AZ 85201
Open Mon -Thurs 7am-6pm
(480) 644-2299 - Phone
(480) 644-4548 - Fax
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