Vision Plans
New Vision Care Provider for 2010 - Vision Service Plan (VSP)
Effective 1/1/2010,
vision services for benefit eligible City of Mesa
employees, retirees and their families will be
offered by Vision Service Plan (VSP). The City has
a long history of working with VSP prior to 2006,
and we are very excited about working with them
again next year and in the years to come.
More information about the
coverage options will be available very soon in the
2010 Open Enrollment Workbooks for Active Employees
and Retirees, however, we’d like to share some of
the highlights of their plan with you at this time:
Coverage
The coverage available through
VSP will be very similar to that offered under our
current vision benefit plan. Members enrolled in
the Basic Plan will be covered for an exam once a
year, lenses and frames (and contact lenses) once
every two years; Vision Plus Plan members will
receive all services once every year.
·
Covered members who choose a VSP
member doctor will receive a comprehensive vision
examination (including dilation) for a $10 copay.
·
Lenses and Frames may also be
purchased at a $10 copay as well with a $130 frame
allowance. Any amounts over the $130 frame
allowance will be at a 20% discount. Single,
Bifocal and Trifocal lenses are covered in full;
Executive trifocals, Progressives and Oversized
lenses are offered at a discounted rate.
·
A $200 Contact Lens Allowance will
also be available in lieu of Lenses and Frames.
Additional information about
these and other services offered by VSP will be
included in the 2010 Open Enrollment Workbooks in
the very near future.
Premiums
It is important to note that
had the City remained with Spectera, premiums would
have increased due to the expiration of our rate
guarantee. Below is a breakdown of the
difference in cost (per month) between the 2010
Spectera Renewal Premium and the 2010 VSP Premium:
BASIC VISION PLAN
PREMIUM CHANGES
|
|
Coverage Level: |
Member Pays per
Month: |
|
Single |
$1.01 Less |
|
Family |
$4.25 More |
VISION PLUS PLAN
PREMIUM CHANGES
|
|
Coverage Level: |
Member Pays per
Month: |
|
Single |
$0.27 Less |
|
Family |
$4.38 More |
By moving to Vision Service
Plan, the member cost will result in an increase of
less than $5.00 per month for those who choose
Family Coverage, and is actually LESS than it would
have been under Spectera for those who choose Single
Coverage. The premiums for VSP for the 2010 plan
year are as follows:
VSP BASIC VISION PLAN
|
|
Coverage |
Total Premium |
City
Contribution |
Employee Contribution |
Per Paycheck |
|
Single |
$4.86 |
$4.35 |
$0.51 |
$0.26 |
|
Family |
$13.42 |
$6.79 |
$6.63 |
$3.32 |
VSP VISION PLUS PLAN
|
|
Coverage |
Total Premium |
City
Contribution |
Employee Contribution |
Per Paycheck |
|
Single |
$8.30 |
$4.35 |
$3.95 |
$1.98 |
|
Family |
$22.88 |
$6.79 |
$16.09 |
$8.05 |
*Note: Due to the City’s
current financial condition, the City Contribution
IS NOT increasing even though we are experiencing an
increase in the Total Premiums for this coverage.
Rounded up as necessary
These rates are guaranteed for the next two years. |