2026 Open Enrollment for 2027 Benefits

View all the details regarding this year's Open Enrollment (PDF, 6MB)period.

Days Until Open Enrollment Begins

Open Enrollment for 2027 Plans
Open Enrollment starts Wednesday, October 7, 2026, and goes through Wednesday, October 21, 2026, for Plan Year 2027. Don’t miss out on this opportunity to refresh and become reacquainted with all things’ health and wellness at the City of Mesa!

This is the only time during the year when you can make enrollment and plan changes, unless you have a qualifying life event change.

Important Dates to Remember

You’re Invited! Wellness and Benefits “Flower Power ~ Wellness Hours” at the Benefits Fair – Mesa Convention Center on Tuesday, October 13, 2026, from 8 am to 1 pm 

Get help with online enrollment in the pop-up computer lab (open until 4 p.m.) - Grab a flu shot - Meet your benefit providers - Enjoy Free Body Composition Testing & Free Chair Massages - Participate in a 30-minute Breathwork class - M.O.M Mobile unit (with appointments – claims to medical plan) - Grab a bite from local Food and beverage trucks (from 7:30 am) - Sweet GIVEAWAYS and lots of fun!!!

*P.O.P. Mobile Unit will not be at the Benefits Fair- Call to Schedule Your Appointment Today! 480-964-3013 or 1-800-828-6139

• Tuesday - September 22nd
• 7:00am - 11:00am 
• Mesa Main Library, 64 E. 1st St. Mesa, 85201

Open Enrollment Period - October 7 through October 21, 2026 - Links WILL NOT be live until 10/7/2026.

Effective Date for New or Updated Benefit Elections - January 1, 2027

What is NEW in 2027? - ENHANCED SERVICES & COVERAGES

100% In-Network Outpatient Services - Basic and Choice Plans to align with existing 100% coverage levels in Copay Plan

• Laboratory Services
• X-Ray/Ultrasound Services – aligns with Outpatient High-Tech Radiology

Expand Musculoskeletal (MSK) In-Network therapy, clinical care and surgery services network options - Basic, Choice and Copay Plans

• Cigna/Pathwell Bone and Joint - PB&J Case Management provided at no charge to members - with potential of $0 cost to patients for use of PB&J specialized network for authorized MSK surgeries.
• Cigna/Hinge Health(virtual/clinician supported exercise therapy service. Hinge Health virtual services (and digital app services) at no charge to members.

Basic and Choice Plans:  removal of out-of-network coverage levels i.e. no coverage for elective Inpatient Hospital and Inpatient Specialized Health Care Facility services.

Basic and Choice Plans: out-of-network PT/OT/ST and Chiropractic rehabilitation therapies for treatment of medical conditions not covered except for provisions in "Exceptions to Normal Plan Reimbursement for Non-Network Providers" section of Plan Document. PT/OT/ST/ABA therapies for treatment of primary diagnosis behavioral health conditions remain eligible for out-of-network coverage.

Global Maternity Copay: change in AMA recommendation for in-network maternity services. Potential move to provide alternative coverage details for impending removal of Global Maternity "flat fee" structure from maternity services billing practices. Convert Maternity (pregnancy pre-natal, delivery and post-partum care) to standard deductible and coinsurance levels (up to MOOP) for Basic and Choice Plans and  convert to individual service type copays (up to MOOP) for Copay Plan (office visits, facility and professional fees etc.).

Continuation of One Prescription Drug Rx Plan: changes in some RX copay minimums, maximums, coinsurance levels and MOOP's for 2027.

Prescription Drug RX Changes

• No separate RX deductibles or premiums
• Increased RX MOOP’s (maximum out-of-pocket) = $5,000/$10,000 including - Medicare Part D RX MOOP = $2,400
• No changes to mins/maxs/coinsurance levels for Generic Drugs/Tier 1
• Higher maximum copays for Brand Drugs/Tiers 2 and 3, and higher minimums and maximums for Specialty Drugs/Tiers 4, 5 and 6

Rate Changes

Medical Plan Premium Increases for 2027 Active employees and families:

Plan and single/family tier of coverage determine increases - range from $12 to $81 per month increase

Retirees and families: Plan, single/family tier of coverage and Medicare eligibility determine increases - range from $0 to $76 per month increase

Increased Healthcare Flexible Spending Account (FSA) Limits and Rollover Amount

The Health FSA annual limit (determined by the IRS) is increasing from $3,300 to $3,400, so you’ll be able to set aside even more money from your paycheck before taxes are taken out to pay for eligible medical expenses. Your rollover at the end of the plan year will increase from $660 to $680.

The Dependent Care FSA annual limit will remain the same at $3,750/$7,500.

Vision Care Plans with VSP

There will be NO CHANGES to the vision plan

Dental Care Plan with Delta Dental

There will be NO CHANGES to the dental plan

OPEN ENROLLMENT GUIDE 2027(PDF, 500KB)

Annual IMPORTANT Reminders

Dependent Eligibility

During Open Enrollment, make sure you remove anyone who is no longer eligible for coverage – or anyone who may be eligible, but for whom you no longer need/want the City’s coverage. This is your chance to evaluate options/rules, correct any mistakes or oversights and make the best choices for you, your family and the City’s plans. Continuing to ensure someone who is not eligible creates a liability for both you and the health plan. Please take the time to review eligibility rules (located in the 2027 Plan Document and 2027 Open Enrollment Benefit Guide) for covering legal spouses, committed partners, natural, adopted, step, foster and legal guardianship children and totally disabled adult children.

Flexible Spending Accounts (FSA) for Dependent and Healthcare Reminder - Re-enroll, Re-enroll, Re-enroll! 

You must enroll or re-enroll in your healthcare or dependent care FSA every year!  If you don’t re-enroll during the open enrollment period using the eBenMesa application, you will not have an FSA account for 2027. More importantly, if you don’t re-enroll and have up to $640 roll-over funds remaining in your Health FSA Account from 2026, you will forfeit those funds.

Marriage. Divorce. Death. Beneficiaries

Have you experienced any major life events recently? If so, your current beneficiary choices – who will inherit your life insurance – may no longer be current. You’ll see lots of information about Life Insurance, Accidental Death and Dismemberment Insurance and Business Travel Accident/Commuter Travel Accident Insurance in the Plan Document and Open Enrollment Benefits Workbook. If you are eligible for any of these coverages and even if you don’t need to make changes to these benefits during open enrollment, do take a moment to review your beneficiaries and make updates if needed. This protects both you and your beneficiaries’ rights under these various insurance programs. Remember, you can make beneficiary changes at any time throughout the year, but at least annually during Open Enrollment, please review your beneficiaries.